Social Impact

Financing financial inclusion in emerging markets

We finance fintech lenders in emerging markets that serve people and small businesses with limited access to comparable credit.

A.J. Davidson

A.J. Davidson

Chief Executive Officer, SixPoint Capital Management

Every loan you make can change a life.

Our why

We believe everyone deserves the opportunity to improve their circumstance in life.

Our how

We do it staying close, being flexible, and delivering innovative solutions as we partner with platforms.

Our what

We provide capital and strategic guidance to help fintech platforms grow and expand financial access.

Our why, in the words of the people who live it.

By the numbers

Measured at the loan level, since our first funding.

  • 2,995,175People reached with credit, counted once
  • 14,317,492Loans financed
  • USD 1,497,949,473Value of loans disbursed
  • 41.5%Of borrowers reached are women

How we measure

Every figure we publish names its source.

Loan-level data

Who borrowed, how much and how they repaid reaches our independent data agents directly from each platform's systems.

Client voices

Independent phone interviews by 60 Decibels, including clients who fell behind or defaulted.

Recognized standards

IRIS+ for metric definitions, the 2X Criteria for gender, and the Sustainable Development Goals we can measure.

  • SDG 1: No poverty
  • SDG 4: Quality education
  • SDG 5: Gender equality
  • SDG 8: Decent work and economic growth
  • SDG 9: Industry, innovation and infrastructure
  • SDG 10: Reduced inequalities
  • SDG 17: Partnerships for the goals

Client voices

In their own words.

I feel calmer having liquidity when I need it, for example if I don't complete my fortnight, for my personal expenses, then I request the loan and that helps me a lot.
Female, 59 · MexicoClient of a digital micro-lender
I was in urgent need of money at the time, and I was able to get the loan easily and quickly. It was for medicine for my daughter, and it helped me a lot.
Male · ColombiaClient of a micro-revolving consumer lender
Now I can comfortably meet my household needs, like paying bills and buying daily necessities such as groceries. My life is more comfortable and better.
Male · IndonesiaClient of a payroll-linked consumer lender

Quotes from independent phone interviews by 60 Decibels, commissioned by SixPoint, with clients of lenders SixPoint finances. They are what clients report, not audited outcomes. Attribution anonymized to protect client privacy.

Report

Social Impact Report 2025

Financing Financial Inclusion in Emerging Markets

PDF · 34 pages · 3.5 MB

We are not just a lender.
We are a partner.

Want to know more about how we measure our impact, and what it means for the people our lenders serve?

Get in touch →

Figures on this page come from SixPoint's records, the platforms SixPoint finances, independent data agents, and third parties including 60 Decibels. The three cumulative counts are a live estimate: the last verified weekly figure plus its recent average daily increase, reset every week. Statements about impact objectives are forward-looking and subject to change. This page is not an offer to sell or a solicitation of an offer to buy any security or interest in any fund. Past performance, including past impact performance, is not a guide to future results.